If you want to control the gift, then it really is not a gift. It is a contribution to the property and you need to protect it in a declaration of trust. This may restrict the level of mortgage that can be obtained. However, it is best to be fully advised and really understand the outcomes.
Melinda GilesManaging Partner
As Head of Non-Contentious Matters, Melinda deals with all aspects of wills, trusts and probate, and has a background in property. She specialises in advising the vulnerable and their families in Court of Protection and capacity work including financial abuse, care home advice and end of life planning.
Her paper on financial abuse achieved a distinction in her LLM for Mental Health Law, and her role as a Panel Deputy for the Court of Protection and an accredited Mental Health Tribunal solicitor provides an extra depth of knowledge. Melinda is particularly experienced in providing holistic, focused advice to families in complex situations.
Melinda is an Associate Member of Solicitors for the Elderly, a Member of the Wills & Equity Policy Committee at the Law Society, a Committee Member at the Private Client Section and is the Council member for Private Client solicitors. She sits on the Board at the Law Society.
Melinda is a Mencap and Alzheimer’s Association recommended solicitor for will writing, and frequently lectures on her subject as well as contributing to radio and tv.
Melinda is a Director Giles Wilson Law Ltd and currently Managing Partner.
Latest insights from Melinda
I think it is important to have that conversation; after all, if you love each other and want to set up home together and spend your life together, isn’t it important to know how each other would be looked after if disaster struck? Would you buy a property that you love without having a survey? Or insuring it? Best to know where you stand?
In the eighth episode of the #TVLawyer Podcast, Melinda Giles speaks to Giles Wilson Conveyancer Executive Jodie O’Regan about the value solicitors provide during the house moving process.
In the seventh episode of the #TVLawyer Podcast, Melinda Giles speaks to Residential Property Client Support Executive Flora Wallace about the important first stages involved in buying and selling a home.
In the sixth episode of the #TVLawyer Podcast, Melinda Giles speaks to Giles Wilson Probate Executive Victoria Ferguson about Wills, Lasting Power of Attorney and later life, and why planning ahead is so important for the future.
In the fifth episode of the #TVLawyer Podcast, Melinda Giles talks to Giles Wilson Associate and integral member of our Private Client department Demi Trunks about the complexities of probate sales and transfers.